Life Stage Plan

I'm Winnie, a financial advisor with IPP. I began this journey because family, friends, and even I felt overwhelmed by the weight of planning for the future. It felt confusing, complicated, and easy to put off.

Over time, I learned that financial planning doesn't need to feel that way. It can be simple, human, and even empowering. That's why I built Life Stage Plan — an app inspired by the belief that every season of life has its own needs.

"In the garden, growth has its seasons. First comes spring and summer, but then we have fall and winter. And then we get spring and summer again. As long as the roots are not severed, all is well. And all will be well in the garden."

There is no "too early" or "too late" to start planning. Each life stage brings its own priorities. My role is to help you uncover what matters most, break down the steps into manageable actions, and build the foundation you need for long-term growth.